In order to properly determine whether a mortgage loan modification is appropriate for your situation a variety of factors must be considered. To effectively evaluate your situation the following documents are required.

Required Loan Modification Documents

1. 2 most recent pay stubs
2. 2 most recent complete bank statements including checking and savings accounts
3. 2 most recent state and federal tax returns (2014, 2015)
4. Handwritten hardship letter
5. Copy of Driver’s License
6. Signed third party authorization letter